Why Affinity?
Who We Are
- an independent Registered Investment Advisor (RIA)
- this means we’re not beholden to a large corporate agenda
- this also means that we’re held to the higher “fiduciary” standard
Investment Management
- we offer a wide array of investment options
- we manage your accounts in house, which…
- allows for a deeper knowledge of your investments
- allows us to efficiently
- respond to changes in the investment environment
- incorporate investment innovations
- helps keep client fees low
- exclusive use of fee-based options
- none of our funds or annuities have a surrender charge
- investments are easy to exit & without cost
- Exchange Traded Funds (ETFs)
- are used extensively
- are more tax efficient than mutual funds
- are typically less costly to hold than mutual funds
- are more flexible in their usage
- Technical Analysis
- employs the usage of price-based statistics for tracking investments
- while simple, it is powerful in helping to determine how to invest
- is a tool many advisors don’t use
Our Fees
- are typically lower than our competitors
- are not tiered –
- as the dollars under our management rise, …
- your fee can decline not only as a %, but more importantly, in dollars
Client Service
- full service financial planning – provided at no extra charge
- unlike some, we are not constrained as to the service we can offer our clients
- technology
- we are committed to providing it so that you can more easily track your
◊ cashflow ◊ investments ◊ progress toward goals ◊ more
- we are committed to providing it so that you can more easily track your